Information that we receive from you, such as information on your account application or other forms, which includes your name, address, telephone number, and in some instances your social security number may be disclosed for purposes of obtaining the services that you need. Demographic information obtained about you provided to third parties may be disclosed to make sure that the data that you provide is both accurate and up-to-date. Any personal information that you supply to us remains your property; however, by submitting that information to nj-bankruptcy-now.com, you grant to us the right to use your personal information for any legal purpose including, without limitation: a) marketing purposes such as sharing your information with third party advertisers; b) providing promotional offers to you by means of e-mail advertising, telemarketing, direct mail marketing and/or online banner advertising; c) transferring your personal information to a third party, when necessary, to receive a product or service that you may have ordered from such third party while using the Website or when responding to offers provided d) tracking compliance with our Terms and Conditions ; and e) for validation, suppression, content improvement and feedback purposes. In addition, you agree that we may contact you with updates and/or any other information that we may deem appropriate for you to receive in connection with your account and the Website. By submitting your e-mail address at the Website, you agree to receive e-mail marketing from CLG and our third party advertisers. We may maintain separate e-mail lists for different purposes. If you wish to end your e-mail subscription to a particular list, you must follow the instructions contained in any e-mail correspondence that you receive from CLG or a third party advertiser, in order to unsubscribe from a particular list. We only send e-mail marketing to individuals that have agreed to receive e-mail from CLG and to individuals that have otherwise agreed, on third party websites, to receive e-mail marketing from other companies. CLG does not send unsolicited commercial e-mail. As a result, certain statutes requiring particular formatting for unsolicited commercial e-mail may not be applicable to the commercial e-mail that is sent by nj-bankruptcy-now.com. Notwithstanding the foregoing, we will not send you any e-mail marketing, or allow any third party to send you e-mail marketing, from which you cannot unsubscribe. In addition, you agree that by submitting your e-mail address at the Website, such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR ?310 et seq. (the “ATSR”). Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, CLG retains the right to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third party advertiser at or through the Website, such action shall constitute a purchase, an inquiry and/or an application with the respective third party advertiser for purposes of the ATSR and you may be contacted via e-mail, direct mail and/or telemarketing by such third party advertiser in accordance with the ATSR. CLG reserves the right to release current or past user information: a) in the event that we believe that the Website is being or has been used in violation of our Terms and Conditions or to commit unlawful acts; b) if the information is subpoenaed; or c) if CLG is sold or acquired by another company. Moreover, you hereby consent to disclosure of any record or communication to any third party when nj-bankruptcy-now.com, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time.

CLG reserves the right to transfer and/or sell aggregate or group data about our customers for lawful purposes. Aggregate or group data is data that describes the demographics, usage and/or other characteristics of our customers as a group without disclosing personally identifiable information. By submitting your personal information to, and/or using, the Website, you agree to allow CLG to transfer and/or sell such aggregate data to third parties.

CLG uses a feature of your Internet browser called a “cookie” to assign a unique identification to your particular computer used to access the Website. Cookies can be used to help save and retrieve passwords used on the Website, to save information on past activities and other preferences. Through use of cookie technology, you do not have to reenter information upon every visit to the Website. We create and then use these cookie files to track your clicks as you go through the Website. The cookie may help ensure that you do not receive an offer that you have already completed. Cookies also notify us of repeat visitors and if the Website is delivering, quality offers to our customers. We use both session ID cookies and persistent cookies. For the session ID cookie, once you close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. More information on cookies can be found at http://www.cookiescentral.com. If you reject cookies, you may still use the Website. However, certain features may not be available to you.

We do not endorse, nor are we responsible for the accuracy of, the privacy policies and/or terms and conditions of each of the third party advertisers that may advertise at our Website. The entities that advertise and/or place banner ads at our Website including, but not limited to, these third party advertisers, are typically independent third parties and are not typically affiliated with nj-bankruptcy-now.com. Regardless, if CLG is affiliated or not with the third party, CLG is not responsible for the accuracy of, the privacy policies and/or terms and conditions of their specific website(s).

We do not knowingly collect information from minors under the age of 18. No information should be submitted to, or posted at, this Website by individuals under 18 years of age. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

By using the Website, applying for an account and/or agreeing to receive information via e-mail from nj-bankruptcy-now.com, you hereby agree to this Privacy Policy. We reserve the right, in our sole discretion, to change, modify, add and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Website. Please check this page periodically for any changes. Your continued use of the Website, account and/or acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute your acceptance of any and all changes.

Many of our customers appreciate receiving information and offers about products and services that may be of interest to them. However, we recognize your choice in the matter. If, at any time in the future, you would like to request that we not share your information with third parties, to opt-out please email contact@nj-bankruptcy-now.com and simply request to unregister your email address in an email. Please note that changing your preferences regarding the receipt of marketing communications from us will not prevent other companies with which we already have shared your information, including third party advertisers, from continuing to provide you with offers. When contacted by these companies, you should notify them directly of your choices regarding their use and sharing of your information. In addition, please note that if you subsequently sign up for another one of our product or service offerings, you will need to reconfirm any information sharing preferences that you have previously changed. Please be aware that if you have a joint account, a request by one party on the account will apply to all parties on the account, unless one party directs otherwise on their particular information.